Penny and the Piggy Bank Plan
Penny learns how to save, spend, and share by using a smart piggy bank plan. Her coins become tools for fun, giving, and even a lemonade stand dream!

Penny loved collecting shiny coins, but she didn’t know what to do with them—until her grandpa gave her a piggy bank and said, “Every coin has a job!”

He taught her the 3-pocket rule: Save, Spend, and Share. Penny got excited and labeled jars with fun stickers.

Each week, she added coins for a new book (Spend), saved for roller skates (Save), and donated to the animal shelter (Share).

Soon, she opened her very first lemonade stand and used her money jars to buy supplies, set prices, and even give free cups to her neighbors.
By the end of summer, Penny had shiny new skates—and a heart full of joy.

Lesson: When we learn how to manage money wisely, we can reach our goals and help others along the way.